Thursday, September 9, 2010

me vs. dave

Dave Ramsey and I have a very volatile love/hate relationship going at the moment. For those who might never have heard of Dave before (lucky you!), he's a self-made financial guru who helps people to get out of debt and be debt-free. As I've mentioned before, Keith and I are cheap. Penny-pinching, frugal, cheap. There's no way around that. Now that we have Dave in our lives, things are even more tight.

See, Dave's motto is "Live like no one else now, so you can LIVE like no one else later." Basically, save, scrimp, and plan now so that by the time we hit retirement age, we're set and can do whatever we like. Travel? Yes. Buy stuff? Sure. Not have to worry about how to pay for things when neither of us are working? Absolutely. But my issue is this: Do I want to look back in twenty years when we are financially "free" and say, "Well I'm glad we got here, but boy! Those last twenty years sucked!" ? I don't think so.

I think right now Keith and I need to find a relatively happy medium with our relationship with Dave. I do have to say that things have gotten remarkably better since Dave made his initial appearance, but it's still a work in progress. Sometimes it feels like I'm married to Keith and Dave. And last time I checked, Keith is the only one I agreed to spend the rest of my life with.

So there Dave.


kristi said...

HA! I love this post. I am actually re-listening to Total Money Makeover right now, (I love that Dave narrates his own audiobooks!) We listened to it 2 1/2 years ago and followed the baby steps. We are thiiiiiiiiis close to being debt-free (minus the mortgage) and am SO relieved, esp. that I'm a SAHM. It's been worth the sacrifice......... but of course it was only a few years, not 20! lol

Keep it up. It will be worth it. And don't you want to make that call.... "We're debt free!" *cheer*

Ha ha :)

Kyle said...

I'm with you Katie! Corbin and I took Financial Peace University about a year ago, and although we loved everything Dave had to say, we also hated it! lol We are slowly attempting the principals that we felt were the most important, but it hasn't been easy! And I agree with you, is it worth looking back and saying "the past 20 years sucked, but at least now we have money!"?? That's still up for debate